Archive for August, 2008
Will your vote this November affect the economy and fix the housing crisis?
0 Comments Published by margomurray April 29th, 2008 in Community, Economy, Housing Economy. by margomurrayPresidential elections always have a noticeable impact on the economy. Historically speaking, presidential elections usually reverse prevailing trends, which is good news in this economy. Since the media is covering a lot of the “drama” and not much on actually what the policies of each candidate are. I’ve desided to do a bit more investigation myself.
For your convenience click below to be directed to the economic policy section of each candidate’s website.
Also below are the links on how specificly each candidate will fix the housing crisis.
Economic Policies for:
Hillary Clinton Barack Obama John McCain
Here are the specific plans each candidate has for the housing crisis:
Is this Economic Stimulus Package going to work?
0 Comments Published by margomurray April 21st, 2008 in Real Estate in South Orange County, Rancho Santa Margarita Real Estate, Mission Viejo Real Estate, Coto De Caza Real Estate, Foothill Ranch, Lake Forest, Laguna Hills Real Estate, Ladera Ranch, Laguna Niguel Real Estate, Dana Point Real Estate, Laguna Beach Real Estate, Melinda Heights Real Estate, Economy. by margomurrayPhrased differently, is my $600 check really enough to turn this economy around? No, and it’s not
designed to do so. However, it will do more than you think. At its core, the package employs a simple concept. One of the first things that happens in a recession is that people lose their discretionary income. As a result, people stop buying iPods and designer jeans and, instead, purchaseCD players and Levis. The top-tier vendors have to cut back and fire some of their workers. Since they tend to offer higher-paying jobs with better benefits, these jobs are a substantial loss to the economy. The displaced workers essentially move down one rung on the economic ladder. This cycle can continue for several classes of workers, and the cycle is very difficult to reverse. This is what economists mean when they say, “we may talk ourselves into a recession.” Small clinical studies have shown that even a modest cash “prize” or “gift” can alter this tendency to spend less, causing people to focus on their extra cash, instead of the decreased bonus at work or the higher prices at the pump. Of course, that’s only the most prominent element of the Stimulus Package. Also included were improved lending conditions and an increase in the amount of credit available to certain banks.
Are we in a recession?
0 Comments Published by margomurray April 21st, 2008 in Rancho Santa Margarita Real Estate, Economy. by margomurrayThis seems to be the unanswerable question. Journalists and analysts were asking this question over a year ago and are still unable to answer with any divinity today. The reason for the uncertainty stems from contention over the definition of the word “recession.” The traditional definition necessitates that an economy endure two straight quarters of negative growth before it is classified as a recession. By this definition, we are not in a recession. However, this definition is problematic for several reasons. Most notably, growth may not be a reliable indicator of improvement in the overall economy. For instance, oil companies are recording record profits this year, figuring into overall growth trends. But those gains come at the expense of millions of consumers and businesses. So, while oil companies technically grow the economy, most sectors of the economy perceive this growth negatively. To complicate things further, growth is immeasurable for at least 6 months after a quarter ends. Most conservative analysts will tell you that a good two years must pass before accurate data can be collected and understood. In fact, our last recession ended before economists concluded we were in one. Once you eliminate the standard definition, you are left with an array of contending classifications, which explains the current difficulty in describing our period as a recession. However, most analysts will tell you that enough economic indicators are in decline to classify this period.
The Life Option Living in Rancho Santa Margarita
0 Comments Published by margomurray April 15th, 2008 in Community, Real Estate in South Orange County, Social Events, Lifestyles, Rancho Santa Margarita Real Estate, Mission Viejo Real Estate, Ladera Ranch, Aliso Viejo Real Estate, Melinda Heights Real Estate. by margomurray
The Life Option
The town of Rancho Santa Margarita gives home and apartment hunters a chance at the healthiest life their housing dollar can buy. I call it the Life Option, because recreation was designed into Rancho Santa Margarita’s basic plan from the beginning and in a big way. Under the plan, over half of the towns 5,000 acres are devoted to open space and a network of recreational facilities which integrate residential neighborhoods. These facilities are designed to make available to residents an exceptional array of activities. Walk around the lake, or bike on some of the most majestic bike trails, or swim in the pools which are throughout the community. And around the town lies a paradise of parklands, baseball- soccer fields or tennis- basketball courts. Taken together, they comprise of marvelous conspiracy of God and man to keep Ranch Santa Margarita’s residents living to the fullest.
Taste of Rancho - Celebrate the great food of Rancho Santa Margarita & Go Green Expo
1 Comment Published by margomurray April 15th, 2008 in Community, Real Estate in South Orange County, Social Events, Rancho Santa Margarita Real Estate, Mission Viejo Real Estate, Coto De Caza Real Estate, Foothill Ranch, Ladera Ranch, Aliso Viejo Real Estate, Melinda Heights Real Estate. by margomurraySaturday, April 19th, 2008, 4:00 p.m. - 8:00 p.m. Bring your family, friends and a big appetite to this free event at Civic Plaza. Tickets for the delectable tastes will be sold for $1. Each restaurant booth will have a sampling of their menu available for your enjoyment ranging from $2 - $8.The Rotary Club of Coto de Caza/Rancho Santa Margarita will host a Beer and Wine Garden at the event. Try a new vintage or enjoy an old favorite as you mingle with friends and neighbors.
In between tastings, event goers will also enjoy the Go GREEN Expo. This educational showcase will allow attendees to learn about the products and services offered locally that promote a greener lifestyle. Join in the fun and get a jump on celebrating Earth Day 2008. Taking care of the earth is not just a responsibility – it is a privilege.
The fun continues at 8:00 p.m. with the After Taste – an after party hosted by the Rotary Club at the Bell Tower Regional Community Center. The William Lyon Homes Ballroom will be rockin’ to the sounds of a Disco Band and restaurants will continue to serve their specialty dishes. For ticket information visit www.rotarydelsol.com.
This event presents a wonderful opportunity for Rancho Santa Margarita residents and those of neighboring cities to gather and celebrate our vibrant community.
Homes for People in All Stages of Life
0 Comments Published by margomurray April 15th, 2008 in Community, Real Estate in South Orange County, Lifestyles, Rancho Santa Margarita Real Estate, Mission Viejo Real Estate, Ladera Ranch, Melinda Heights Real Estate. by margomurray

Housing in Rancho Santa Margarita is for people with all sorts of needs and preferences. For single people, Married people. Families. People in their youth. Their mid years. Their later years. People at vious income levels and with changing space requirements. Here are apartments for people just starting out. Smaller attached homes for first-time buyers and larger ones for people moving up. And for people with growing families, there are detached homes in a range of sizes. And homes for people whose children have left “the nest”.
Rancho Santa Margarita is a town you can live in for life. Starting as low as $200,000 and going up to over $1,000,000. Home prices have always been an exceptional value for orange county real estate.
Beautifully located Rancho Santa Margarita
0 Comments Published by margomurray April 15th, 2008 in Community, Real Estate in South Orange County, Lifestyles, Rancho Santa Margarita Real Estate, Mission Viejo Real Estate, Melinda Heights Real Estate. by margomurrayBeautifully located. Secluded, yet accessible. Rancho Santa Margarita’s setting is a gift of God. For the town sits amidst the beauty of a vast valley of viewlands. 5,600-foot Saddleback Mountain and the sprawling range of the Santa Ana Mountains. The woodlands of the Cleveland National Forest and rolling hills of Coto de Caza. O’Neill Regional Park and Trabuco Creek. The arroyos and laderas of historic Rancho Mission Viejo.
Land with an everpresent sense of size and grandeur.
Yet in location just 8 miles from Interstate 5 and within a very short distance of the 241 Tollroad. In Orange county, one of the nation’s most buoyant economies; within access of lively business and commercial centers like Newport Beach and Irvine Spectrum. And of the many cultural, civic and retail facilities throughout the region. From the town’s very beginning, its designers invested its basic plan with a unique “village feel.” By devoting over 2,500 acres to parks, plazas, picnic areas, sports fields, bike lanes, jogging paths, greenbelts. Open space designed to give residents what they need to relax to exercise or to simply gather together. It is the Urban Village concept of life and community.

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